The most dangerous thing is that the scammers provide full account numbers and accurate personal information to take advantage of assets such as borrowing money at high interest rates; or impersonating relatives to "call for help" because they are suffering from a serious illness and need help, etc.

Many people did not suspect anything because they checked the account number and the correct name, so they transferred the money as requested by the bad guys. It was not until the account owner asked the relative if they had received the money that both sides realized they had been scammed. There were many people who lost tens of millions of Vietnam dong, and when they reported it to the police, it was too late.

Faced with the complicated developments of cybercrime, especially in the banking credit ecosystem, every citizen needs to raise their vigilance and not transfer money to anyone when transacting on social networks. Before transferring money, it is necessary to verify the beneficiary to avoid possible unfortunate consequences. At the same time, the authorities need to do a better job of propaganda and instructing people to use smart devices, raise their vigilance, and contribute to ensuring the safety of each individual and family.